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Credit Card protection tips

As a single dad (father) or any single parent there are many things that you can find frustrating. One of the most maddening things can be when you are standing in a checkout line at any given store and go to reach for your credit card and it is not there. Now don’t get us wrong most people have their credit cards on them at all times and they are kept very close to their person. There are times where we are so sure where our credit cards are at that we can get lazy in regards to their safety.

So, what if one of your credit cards or all of your credit cards end up missing? Could someone have picked it up and are going to charge as much as they can before you noticed? Do you have any credit protection with you bank?

One of the best ways to make sure that you are prepared for the worst as a single parent is to make a list of all of the credit cards that you have with all of the contact info needed to be able to cancel these cards in a hurry if need be. You should report the cards missing as soon as you notice because time will be of the essence. This rule should apply even if you think you might be able to locate it in a couple of days because if you are wrong the consequences could be devastating and it could take you some years to recover financially.

There are tons of ways that one can lose track of their credit cards. Dropping them and losing them should be the least of your worries. They can be stolen from you like a mugging or an armed robbery.

A place that you might not realize you should keep your things safe is the workplace. Since we know most of the people we work with and we see them at least forty hours a week we consider our things “safe”. Unfortunately the numbers say that a person’s belongings are more likely to get stolen at work that any other place that you may go. It is unrealistic to think that you need to sit at your desk all day just to protect your things but, try not to leave things out in the open to where everyone can see your things on display.

Your autos are not a very safe place for your credit cards either. Cars are broken into everyday and they can happen anywhere, even in your own driveway or parking lot of the building that you live in. Always try to keep your cards on you at all times rather than take a risk and leave them in your car.

One last final thing to add and I think we have all been guilty of this at least once is remembering to get your card back from the clerk you handed it to while making your purchase. Also, when the card is handed back to you make sure that it is your exact card and not someone else’s who may use the same credit card company as you. Honest mistakes do happen sometimes.

In closing, credit cards can be a wonderful way to get yourself some temporary financial help or financial assistance but, if you are very careless with them it can be a financial tragedy that can be hard to bounce back from immediately, this goes for anyone who is a single father (dad) or any single parent for that matter.

 

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